20 Money Saving Tips

How To Keep Your Wallet Fat

Regardless of our familiar situation, the income, the number of kids or the debts we might carry, we all want to save money.There are so many ways to save money in different areas of our lives. Today I had this conversation with my friend about today’s phenomenon of couponing and how to save money in life. We all try to get the best possible deals, but how and where to find these deals? 

I have done some ‘housework’ and listed the following 20 money saving tips for you:

• Cleaning Hacks

• Lemons and salt are all you need to clean your wooden cutting boards easily or make your stainless steel sink shine.

• Use shoe polish to enhance the look of your old furniture.

• To bring faded colours back to life, add ¼ to ½ cups of lemon juice to your washing powder.

• Use common tomato ketchup and a soft cloth to buff your copper and bronze items.

• Use rice to clean out stains in bottles and vases. Just pour half a hand full of rice into the bottle, add warm water and soap and then shake.

• Lemon juice removes stains from wooden and plastic cutting boards.Squeeze some lemon juice on the dirty surface and leave it on for 15 minutes, then wipe off with warm soapy water.

• Hack-o-Mania

• MEALS BY DEALS – If you want to save on groceries, know that planning is essential. Check on flyer, commercials, local publicity to find out what will be on sale next week. Plan your meals by deals around those offers.

• BAKERIES – Many bakeries reduce their prices or even give away their baked goodies at the end of the day.

• COUPONMANIA (mega trendy! ) – Before you go out shopping, consult an online coupon site. Instead of collecting all these paper coupons, you can scroll right through and print just the coupons you want. It might take some time to become familiar with all these coupon websites, but it’ll certainly pay off. There are coupons for pretty much anything you can think of with discounts of up to 70 % off, why paying full price?

• PAY CASH – Studies have shown that people are more likely to buy things when using their credit cards.The reason is, that cash seems to have more value than just a ‘plastic card’, and so people try to preserve their cash money. It’s actually a psychological phenomenon.

• BUY ONLINE – Stay honest to yourself and admit if you fall for impulsive shopping. If so, it might be a better idea getting your groceries delivered. Or order online and just pick up your groceries without having to enter the store. These services come at a little cost, but it will be worth it. Think about all the things you haven’t spontaneously flung into the trolley!

• OFF SEASON BARGAIN – Children’s clothing is expensive. Clever shoppers buy lots of things for the next winter season at the end of February already.  For a little family with 2 children, the savings will be significant.

  

• COSMETICS – Check on the ingredients of night creams and hand lotions. Very often you’ll find the same ingredients, yet much cheaper in hand lotions.

• FREEZE PLASTIC BOTTLES – Need to take food on a long ride? Going to the beach taking your own food? A romantic picknick with a glass of chilled bubbles? Fill empty plastic bottles up to 80% with water and freeze them instead of spending money on blue packs or bagged ice.

• HAIRDRESSERS – Become a hair model for hairdressers-in-training at a trendy salon. You couldn’t get a mega expensive looking jazzy new hair cut any cheaper than that.  

• PHONE BILLS – Mobile phone and internet services are a big expense, and they usually rise from year to year. If your original discounted rate is about to expire and your contract is fulfilled, don’t renew your contract! Get a new contract, that way you will get much better rates and conditions. Be sure to check for better rates every year!

• WIFI – If you’re blessed with cool neighbours, share internet wifi and split the bill.

• WATER BILL – Put a brick in the cistern of your toilet. Yes, I am serious! This brings down the quantity of water you use per flush. You will see how much you’re gonna save on your monthly water bills.

• HOLIDAY FLIGHT DEALS  – This is so simple and easy to manage. Flying is much cheaper from Monday to Thursday than flying over the weekend. I’ve checked on different airlines, Wednesday is the cheapest day to fly. Plan your vacation from Wednesday to Wednesday to get the lowest price.

• FLIGHT REFUND TRICK– Has your flight dropped in price after you’ve booked it? According to EASYJET’s price promise, you can get the difference back on flights if the price has dropped after your booking (does not include sales) Not many know about this, but it’s worth a check to find out if you can get some extra pocket money back.

• FITNESS – Get a free 7 day gym pass .. at different studios … every week. That’s pretty cheeky, I know but it’s legit and very profitable.

  

Too often people buy things just because they think that this will bring happiness. They have to have that particular brand of shoes, the latest new mobile phone or that car. They just need that to become an ‘all around happy person’. And then they buy that object of desire to be only happy for a day or two.

Blessed are those who have learned to love life, to find joy in nature, to enjoy the people around. There’s so much in life that can make us happy, there’s no need to find happiness in spending money. Doing (not buying) things you love might be the best tip of all I have got for you today!

 Thanks a lot for reading

Klaudia

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